Category: Game card. From 229 reviews. It's impossible to talk about credit card deals without mentioning the Aqua Classic Credit Card. It currently offers two deals, Aqua Classic and Aqua Advance. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Manage your account anywhere, anytime, with our secure mobile app. Visit your Online Account Manager or via the Aqua Card app. aqua Classic credit card. Life flows better with EBL Cards! … Can I apply for a credit card if I have bad credit? Reduce your interest rate as you use your card when you manage your account well. It’s also important to remember that nobody has a single credit ‘score’ that all lenders look at to decide whether to give you credit. Aqua Advance offers the chance to reduce your interest rate each year with good account management. £1200 . Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. filter through products to find the best deals. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. The APR applicable to your account will depend on our assessment of your application. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. Free unlimited access to your credit report. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Plus, there is no annual fee associated with this card. Initial credit limits run between £250 and £1,200. £0 £250 Not specified Not specified 37.9% Representative example: When you spend £1,200 at a purchase rate of 37.95% (variable) p.a., your representative rate is 37.9% APR (variable). More about Aqua Classic Credit Card Representative 29.7% APR (variable) Could be great for rebuilding credit ratings if you manage your account well – with unlimited free access to your credit report with Aqua Credit Checker. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. A qua Card Services. You could build your credit rating over time by making your payments on time and staying within your credit … If you spend £1,200 at a purchase interest rate of 32.94% p.a. Quidco uses cookies and similar technologies to enhance your experience, improve performance, provide advertising relevant to you and track sales to give you cashback. There is no fee. The Aqua Classic card has a representative 35.9% APR variable for example, with the Aqua Advance and Aqua Reward cards having a representative 34.9% APR variable. Aqua tend to accept customers that wouldn't get credit from the major credit card companies. Reduce your rate over three years if you stay within your credit limit and pay on time; No extra fees on what you spend abroad What are the Charges to be Wary of. Add to wishlist. £200. What are the Charges to be Wary of. Both of these features provide cardholders with extra savings. Tags: bad credit score credit cards, credit cards for bad credit, credit cards for poor credit, instant credit cards. min credit. CreditBuilder™ option. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. Everyone. Using credit well is the most important factor in building a good credit history, so having no history of using credit can be just as much of an issue as a history of using credit poorly. A “credit-builder” aimed at applicants who have a poor credit rating. PO BOX 172. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. max credit. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. (variable), your representative APR will be 29.7% APR (variable). Aqua Classic is a no-frills deal which allows you to build up your credit score when you use the card and pay it back each month. There is no annual fee for the Classic credit card, however you will be charged a fee if you have a late payment or go over your limit. It is open to those who haven't had a CCJ in the past 12 months and haven't been declared bankrupt in the past 18 … They form part of the NewDay group of companies. Aqua credit card. The representative APR is 37.9%. aqua Classic Credit Card. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. Reduce your rate over three years if you stay within your credit limit and pay on time. how dump should you be to go for that? 2.9% . Credit available only to UK residents aged 18 and over. Plus, there is no annual fee associated with this card. On the MSE eligability checker the only difference seems that the Aqua card offers a 6 month balance transfer whilst the Marbles only offers 5. WRITE A REVIEW ★★☆☆☆ 2.3 / 5. 34.9% APR. 2 replies 2.4K views rus4u Forumite. aqua Advance credit card. 2.9% . min credit. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Representative (variable) for Aqua Classic interest rates aren't an issue and soon the better value cards will be looking for your business, then you can look forward to 0% deals in the future. Hi everyone :-) I just applied for an Aqua Credit card and to my surprise i was accepted and this is the message i got at the end of the … Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. Aqua Advance. aqua Advance credit card review 2021. 8,363. max credit. The most common ways that people break credit agreements are: For example, if you made lots of late payments on your credit card or missed payments altogether, other lenders are likely to think that you might miss payments and decide not to give you credit. aqua Classic Credit Card review 2021. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. 32 replies 70.5K views MrAWESOME247 Forumite. Find out more. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. I have just completed my Iva in July last year and have found it hard to obtain a credit card having a very low credit score. Aqua Classic. Find out more. The first step is to decide which card is right for you. I decided to apply for the aqua classic card and was accepted straight away. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. About Us; Credit Cards for Good Credit. Their interest rate can be as high as 39.9% but if you use it wisely and pay it off each month. 79 posts. The Aqua Classic Credit Card offers a … Login / Register is disabled Login . Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. … min credit. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. There is no fee. Representative example: When you spend £1,200 at a purchase rate of 29.71% p.a. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. Fetching your data... Vanquis Bank Visa. The registered office for these … Our cardholders can enjoy great lifestyle and travel benefits on their EBL Cards round the year. Initial credit limits run between £250 and £1,200. Welcome to the world of EBL Cards! Add to wishlist. 1. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. A higher score means that lenders are more likely to lend to you. Sheffield. Compare live rates and alternatives. Accepted for an Aqua Classic Credit Card ? We can’t promise to say ‘yes’ as we need to ensure we lend responsibly, but we will do our best to accept you. They form part of the NewDay group of companies. Free unlimited access to your credit report. Aqua is a very good credit card because… Aqua is a very good credit card because helpful for credit building and also shopping online pay Aple I’m very happy to get it I love Aqua card 0% variable APR on purchases 3% variable APR on cash withdrawals . We’ll try to give you a ‘yes’ for the credit you need and can afford – even if you’ve been turned down for credit in past. £1200 . An initial credit limit between £250-£1,200 Build your credit score, if you manage your account and finances well Potential to increase your credit limit if you manage your account well 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. If you have a bad credit history or haven’t applied for a credit card before, it can be tempting to fill out lots of applications in the hope that at least one of them will be successful. £1200 . You can apply for an Aqua card as long as you: Your credit score is a number based on a range of different factors that gives an indication of how good you are with credit. Finder UK . Setting up a direct debit to repay the full balance is a sensible way to ensure only what is affordable is spent each month. At Aqua, we know there’s much more to you than your credit score. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. loading . Aqua specialises in credit-builder cards, which are designed to improve your credit rating. Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. Are over 18 and have a permanent UK address, Haven’t been registered bankrupt in the past 18 months and don’t have ongoing bankruptcy proceedings against you, Have a current UK bank or building society account, Haven’t received a County Court Judgement (CCJ) in the past 12 months, Don’t already have an Aqua card and haven’t have taken out an Aqua, marbles, opus or Fluid card in the past 12 months, Need a little guidance? The Aqua Classic Credit Card also has an interest-free period of 48 days. Manage your account anywhere, anytime, with our secure mobile app. max credit. £250 . 2 replies 2.4K views rus4u Forumite. In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. 7 posts. I didnt even know any card company had an Apr of such sort. Reduce your interest rate as you use your card when you manage, Making lots of late payments or missing payments altogether, Going over their credit limit – especially if it happens regularly. The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. personal income. The lower the APR, the less you’ll have to pay in interest. Note that the advertised interest rate varies between the cards: here's another. It currently offers two deals, Aqua Classic and Aqua Advance. ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH. NewDay Ltd Finance. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. CreditBuilder™ option. It has something for everyone, fair rates and eligibility. The card that says yes to helping you build your credit score when used responsibly 37.9% APR. It has something for everyone, fair rates and eligibility. £1200 . max credit. *The Gift Card will be loaded to your linked Amazon.co.uk account on approval if you qualify for Instant Spend, otherwise it will be loaded to your linked Amazon.co.uk account when you activate your card. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. The Aqua Classic credit card can be used for daily purchases and has unique features to help you better manage your funds. - Free unlimited access to your credit report with aqua Credit Checker Your credit limit will start between £250 - £1,200 and you could get an increase on your 4th statement. aqua Advance credit card review 2021. Aqua Card is great I moved to the UK recently, I applied for the Aqua card to build my credit score. If you haven’t stuck to the terms of credit agreements in the past, lenders might decide that it’s a risk to give you credit. Both of these features provide cardholders with extra savings. American Express. Compare. CreditBuilder™ option. Subject to status. The Aqua Classic Credit card is a solid option to consider for those with weak credit scores, as it may accept you even with limited or no credit history. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … What are the benefits of the Aqua Classic card? (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. You will be eligible for the £25 cashback if you use your card at least once per month for 2 months e.g. FREE aqua Credit Checker powered by Noddle, the customer credit report experts: aqua Credit Checker is a new premium service for all new aqua customers powered by Noddle, the customer credit report experts. 0% variable APR on purchases 3% variable APR on cash withdrawals . At Aqua, we’ll do our best to help you with both. Reduce your interest rate as you use your card when you manage your account well. I was accepted for a n Aqua classic card today with a 49.9% Apr and I thought that was bad with a credit score of 924 with Experian, I would have thought they would have lowered the Apr!. Aqua Classic: A credit card to build credit; The Aqua Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit rating. 10 May 2014 at 12:33PM edited 30 November -1 at 12:00AM in Credit Cards. For example, make sure you're on the electoral roll, pay bills on time, including your credit card and check your credit record regularly. abroad charge . In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. We’re here to help. The short answer is ‘yes’. My card and pin arrived within 5 working days and I have been given a limit of £900 which is adequate for my needs. We're sorry but the Aqua Reward Card is no longer available. £200. Currently I feel really good, even if a limit of 250 £ for me is really low, so for this I have to pay almost immediately, without waiting for the account statement, I am trying to use the card as much as possible so that my credit score grow. A credit limit of £250 - 1,200 that could increase after 4 months abroad charge . Find out more. If you spend £1,200 at a purchase interest rate of 34.95% p.a. It is open to those who haven't had a CCJ in the past 12 months and haven't been declared bankrupt in the past 18 months. Each full application is logged on your credit report, so the more you apply and are turned down, the more likely you are to keep getting turned down. 8,363. There are lots of steps you can take to start improving your credit score and options for getting credit while you have bad credit. There is no annual fee for the Classic credit card, however you will be charged a fee if you have a late payment or go over your limit Aqua Advance: Reducing interest rate credit card aqua Classic Credit Card. The aqua Advance Mastercard is a credit-builder credit card with a rate that drops every year for the first three years. 2.9% By phone: You can contact Aqua by calling 0333 220 2691*. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Compare live rates and alternatives. The Aqua Classic Credit Card also has an interest-free period of 48 days. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … Personal finance expert Sarah Willingham teams up with aqua credit cards to explain how to get the most out of your credit card. Read JasMadahar's review of the Aqua Credit Cards - www.aquacard.co.uk , 17 of 229 Aqua Credit Cards - www.aquacard.co.uk reviews, & compare with other Credit Cards at Review Centre . About Aqua | Classic credit card. Been looking into CCs for someone new to credit with a very limited but so far so good history. Seems to me that Marbles and Aqua cards, both by New Day, are pretty much the same thing. Check your eligibility in less than 60 seconds, with no impact on your credit score, Stay in control with our handy app, text alerts, useful guides and more, If you have a low or bad credit score, we can help you start your journey towards better credit when you manage your account well. 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